Planners

Debt Payoff Calculator: Snowball & Avalanche

For anyone juggling more than one debt who wants a concrete, month-by-month plan for getting to zero -- and wants to see, in numbers, which strategy gets them there faster or cheaper.

Packaging artwork. The readable excerpt below is from the offered edition.

Editions and price

STANDARD and ENHANCED editions

STANDARDThe initial selection -- a complete, useful good.
$718.5 KB
ENHANCEDThe fuller file; this page identifies the difference, with no universal bonus implied.
$1427.4 KB

Measured difference: the ENHANCED file is 27.4 KB and the STANDARD file is 18.5 KB. Both are complete, usable documents; the ENHANCED edition carries more material. The ENHANCED edition costs $7 more.

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What's inside

  • 2 files
  • 9 sections
  • 14 subsections
  • 5 worked examples
  • 9 tables
  • 23 fill-in fields
  • 5 answered questions

Counts are measured from the offered edition. Files are counted separately from the examples within a file.

Excerpt from the ENHANCED edition
This template runs two payoff methods side by side on your actual balances: the Snowball Method (smallest balance first, for momentum) and the Avalanche Method (highest interest rate first, for minimum total interest). You fill in your real numbers once, and it projects a month-by-month path to $0 under each method,...

Who it is for

For anyone who wants a ready structure to plan a period of work.

Who it is not for

It is not a connected app and does not schedule anything for you.

Requirements and first use

  • Format: Markdown / plain text.
  • To open: any text editor or Markdown reader; no special software is required.
  • Version: v2.