Freelance Hourly-Rate and Project Estimate Calculator
5 worked examples | 6 sections
For anyone juggling more than one debt who wants a concrete, month-by-month plan for getting to zero -- and wants to see, in numbers, which strategy gets them there faster or cheaper.
STANDARD and ENHANCED editions
Measured difference: the ENHANCED file is 27.4 KB and the STANDARD file is 18.5 KB. Both are complete, usable documents; the ENHANCED edition carries more material. The ENHANCED edition costs $7 more.
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This template runs two payoff methods side by side on your actual balances: the Snowball Method (smallest balance first, for momentum) and the Avalanche Method (highest interest rate first, for minimum total interest). You fill in your real numbers once, and it projects a month-by-month path to $0 under each method,...
For anyone who wants a ready structure to plan a period of work.
It is not a connected app and does not schedule anything for you.